Finbingo is an online financial robo advisory platform, available via mobile as well on web browser, offering digital financial planning and mutual fund investment services to our Users in achieving their financial goals. Finbingo offers various tools like Tax Planner, Wealth Builder, Portfolio Doctor including other financial calculators which users can to get immediate financial advice.

Our Company provides the following services through Finbingo:

Wealth Builder

Wealth Builder is a robo advisory tool which has simplified, easy-to-navigate DIY flow. Based on the User’s various parameters, including income, expenditure, age, family, assets and liabilities, risk appetite etc.; it recommends customized financial advice ranging from emergency funds, asset allocation, insurance, retirement etc. This customized, unbiased advice varies from individual to individual. Being AI-driven, it helps in building a corpus of funds for the future, immediate and long term.

Financial Life Goals is a sub-set of a service offered under Wealth Builder. They are goals that are short-term, intermediate, or long-term which forms the basis of a holistic financial plan. It is a target to aim for, when managing money. The Financial goal planning involves saving, spending, earning or even investing. Wealth builder helps Users in planning and achieving financial goals like retirement, further education, a dream vacation, marriage, a home, a car, kids’ education, etc.

Portfolio Doctor

Portfolio Doctor is an AI based financial tool which analyses User’s mutual fund portfolio and group mutual fund investments in well-performing, non-performing and average performing categories, so that the Users can take appropriate action.

During the analysis of every fund in the Users’ portfolio is passed through our own unbiased performance criteria to deliver the analysis report. The Portfolio Doctor analyses Users’ investments at two levels, a) fund level and b) portfolio level. With numerous parameters viz. past performance, expense ratio, diversification, overall asset quality, portfolio performance etc., a holistic analysis helps the User keep the portfolio consistently performing well.

Financial Calculators

The Finbingo financial calculators which are provided to Users (free of cost) helps fine-tune their investment planning, compare tax liabilities for different tax regimes, evaluate financial life goals, or calculate their human life value. Finbingo offers systematic investment plans (“SIP”), goal SIP, human life value, new budget tax regime calculators to the Users.

Mutual Fund Platform

As a registered investment advisor, Finbingo provides financial advisory services to our Users which includes investing in mutual funds and other financial instruments, being one of the best ways to grow money in the long term. Finbingo provides mutual fund investment platform free of charge to our Users. We are a member of BSE StarMF and have integrated Finbingo platform with BSE StarMF platform, which is an automated online order collection system. Accordingly, we provide our Users access to commission free direct mutual funds.

National Pension Scheme (NPS)

NPS offers a range of investment options and choice of pension funds for planning the growth of the investments in a reasonable manner and monitor the growth of the pension corpus. Additionally, NPS offers tax benefits under various sections of the Income Tax Act. As part of investment advisory, Finbingo provides recommendation on investment in NPS.To facilitate these investments, Finbingo offers NPS investments via it’s platform.

Tax Planning Advisor

Tax Planning Advisor is an automated tool which Users can use to build investment portfolio, which will take care of tax saving needs, from advice to implementation. By automating the entire process, tax planning is made faster, smarter and more efficient for the User, at a reasonable cost. Our Company has done ground up research and development of this tool which scans thousands of combinations of Income Tax Rules for the User and Subscriber and provides optimal investment options.